Future of crypto payments: no on-ramps or bridges, CEO predicts

The future of crypto payments won’t include on-ramps or bridges, Fun CEO says
Fun CEO said the next phase of crypto payments should move beyond today’s reliance on on-ramps and bridges, arguing that these steps add friction and complexity for users.
On-ramps typically refer to services that convert traditional money into crypto, while bridges are tools that move tokens between different blockchains. Both are widely used in the current crypto ecosystem, but they often require multiple steps, additional fees, and extra trust assumptions.
The remarks highlight a broader industry push to make paying with crypto feel less like a technical workflow and more like a standard digital payment experience. In practice, that would mean reducing the number of separate tools a user needs to access funds and transact across networks.
Why it matters: on-ramps and bridges have been common points of friction in crypto payments. They can introduce delays, add compliance or identity requirements depending on the provider, and increase operational risk, particularly when bridging between chains.
The CEO’s comments reflect the view that for crypto payments to reach a wider audience, the underlying infrastructure will need to become more seamless—so users do not have to think about how value moves from one system to another before they can complete a purchase.
