Coinbase, Stablecore Expand Crypto Access Across 3,000+ Banks

Coinbase and Stablecore aim to bring digital asset services to 3,000+ U.S. banks and credit unions

Coinbase said on September 16, 2026 that it has partnered with Stablecore to embed stablecoin and broader digital asset services into the core banking systems used by community banks and credit unions across the United States.

The companies framed the deal as an infrastructure integration rather than a mass rollout. Stablecore’s existing footprint connects into core and digital banking providers such as Q2 and Jack Henry, giving more than 3,000 community and regional banks and credit unions a potential pathway to offer Coinbase-powered services.

Those services are expected to include digital asset trading, custody, and stablecoin payments, delivered through systems banks already run. The goal is to help institutions add regulated digital asset products without rebuilding their technology stacks or moving to a new core provider.

The partnership follows Coinbase’s earlier move on September 10 to work with Moov, which was described as adding access to 1,000+ institutions and targeting the long tail of the U.S. market—roughly 4,700 community banks and 4,700 credit unions.

Coinbase executive Alec Lovett said community banks and credit unions shouldn’t have to choose between staying local and staying current. Stablecore’s architect, Alex Treece, similarly emphasized that banks should not need to migrate to entirely new technology platforms to support digital assets. Citizens Bank of Edmond CEO Jill Castilla highlighted the local-first approach, describing community bank innovation as rooted in solving customer problems.

Why it matters is the reduction of infrastructure friction that has historically slowed crypto and stablecoin adoption in smaller financial institutions. Instead of asking banks to bolt on separate crypto apps or undertake multi-year system overhauls, the approach focuses on integrating digital asset capabilities into the existing banking interface customers already use.

Consumer demand is a key part of the context. PYMNTS Intelligence data cited in the announcement indicates that 77% of consumers would open a stablecoin wallet if they could do so through their existing banking or fintech application.

Still, reach is not the same as adoption. The “3,000+” figure reflects the number of institutions within Stablecore’s integration footprint, not the number that have already enabled crypto services. Actual rollout will depend on which banks and credit unions choose to activate the functionality.

Stablecore, founded in 2025, focuses specifically on community and regional banks and credit unions, offering white-labeled infrastructure that connects core systems, digital banking platforms, and compliance tooling so institutions can support tokenized deposits, stablecoins, and other digital asset products within their existing workflows.